Personalised Finance Options: No two clients have exactly the same circumstances or goals. We take the time to understand what you are trying to achieve before helping you compare suitable home, investment, personal, asset and business finance options.
Clear and Experienced Guidance: Finance can involve unfamiliar terms, different lending policies and plenty of paperwork. Our brokers explain the available options, features, costs and potential trade-offs in straightforward language, helping you make a more informed decision.
Support from Start to Settlement: We remain involved throughout the process, from reviewing your financial position and preparing the application to communicating with the lender and assisting with settlement. You will know what is happening and what may be required at each stage.
Access to a Panel of Lenders: We compare suitable products from our lender panel rather than limiting the conversation to one lender. Our review considers interest rates, fees, loan features, eligibility requirements and your longer-term objectives.
Whether you are buying a home, moving to your next property or reviewing your loan structure, our brokers can help you compare home loan options, understand the costs and features, and navigate the process from application to settlement.
Explore investment property loan options suited to your borrowing position and investment plans.
We can help you compare principal-and-interest and interest-only repayments, fixed and variable rates, loan features, and the potential use of rental income or existing equity.
A home loan health check reviews whether your current mortgage still suits your circumstances and goals.
We examine your interest rate, fees, repayment structure, remaining term and loan features, then explain the available options and any relevant trade-offs.
Preparing to buy your first home? We can help you understand your borrowing position, deposit, purchasing costs and conditional pre-approval.
We can also explain government assistance that may be available, subject to current eligibility requirements.
Finance may help you purchase vehicles, machinery, technology and other income-producing assets while preserving business cash flow.
We can explain suitable asset-finance structures and help you compare repayment terms, fees, security requirements and lender criteria.
Explore finance for working capital, equipment, vehicles, stock, expansion or cash-flow requirements.
Depending on your circumstances, options may include term loans, lines of credit, invoice finance, trade finance and secured or unsecured business lending.
Personal loans may be used for eligible expenses such as renovations, relocation, travel, car purchases, major purchases, or debt consolidation.
We can help you compare secured and unsecured options, fixed and variable rates, fees, repayment terms and total borrowing costs.
A mortgage broker can assess your requirements, compare suitable products from their lender panel and explain the important differences between your options.
Your broker can also help you prepare supporting documents, submit the application, communicate with the lender and keep you informed throughout the process.
Caspian Finance does not charge an upfront fee for an initial consultation.
During your consultation, we will explain any applicable broker, lender or third-party fees before you decide whether to proceed.
Our goal is to provide you with a transparent and hassle-free experience.
Caspian Finance is a mortgage and finance brokerage based in Merrylands in Western Sydney.
We assist clients from our local community and can also support eligible borrowers in other parts of New South Wales and Australia.
Caspian Finance can assist with home loans, investment property loans, refinancing, first-home buyer finance, personal loans, car and asset finance, and a range of business finance options.
The products available to you will depend on your circumstances, the purpose of the finance and each lender’s eligibility requirements.
From our Merrylands office, we assist clients across Western Sydney, including Parramatta, Guildford, Granville, Auburn, Greystanes, Wentworthville and surrounding suburbs.
We can also assist eligible clients remotely by telephone, email and online appointment.
Yes. Caspian Finance provides mortgage and finance assistance in both English and Persian, also known as Farsi.
Our Persian-speaking brokers can explain loan options, documents, costs and lender requirements in your preferred language, helping you make a more informed decision.
We help first-home buyers understand their potential borrowing position, deposit requirements, purchasing costs and conditional pre-approval options.
We can compare suitable loans from our lender panel, explain the application process and discuss government assistance that may be available, subject to current eligibility requirements and lender criteria.
The deposit you may need depends on the property, loan type, lender and your financial circumstances. A 20% deposit may help you avoid lenders mortgage insurance, but some lenders accept smaller deposits.
Eligible first-home buyers may also be able to use a government guarantee or other assistance, subject to current eligibility rules, property price caps and availability. You should also allow for purchasing costs such as stamp duty, conveyancing, inspections and lender fees where applicable.
Conditional pre-approval is a lender’s initial indication of how much it may be prepared to lend based on the information assessed at that time.
It can help you set a practical property budget before you begin making offers. Pre-approval is not a guarantee of finance.
Final approval may still depend on the selected property, a satisfactory valuation, updated documents, lender requirements and there being no material change to your circumstances.
You may be able to refinance to review your interest rate, change loan features or repayment structure, consolidate eligible debts, or access available equity for an approved purpose.
Before proceeding, it is important to consider switching costs, any lender fees, the remaining loan term, the proposed new term and the total interest that may be payable.
We can compare suitable options and explain the potential costs and benefits based on your circumstances.
Yes. Self-employed borrowers may have access to home, investment and business finance options, depending on their income evidence and overall circumstances.
Lenders may request documents such as personal and business tax returns, financial statements, business activity statements, bank statements or an accountant’s letter.
Documentation and assessment requirements vary between lenders, so a broker can help identify options that may suit the way your income is earned and verified.
Approval timeframes vary between lenders and depend on the complexity of the application, the accuracy and completeness of the supporting documents, the lender’s current processing times and whether a property valuation or further information is required.
Straightforward applications may be assessed sooner, while more complex applications can take longer. We will explain the likely process and keep you updated, but the lender controls the final assessment and approval timeframe.
Get a quick insight into your finances with our Loan Calculators. We offer easy-to-use tools to help you plan your loan and repayment options effectively:
Use these calculators to make well-informed financial decisions!
Ready to take the next step toward financial success? Contact Caspian Finance today for a free consultation and discover how we can help you find the best loan solutions tailored to your needs.
Shop 5, 128–132 Woodville Road, Merrylands 2160 NSW
Monday – Friday , 9 am – 5 pm
