The world of property investing is full of unique challenges and opportunities. More than another home loan, a residential investment loan should be tailored to your specific needs as an investor. Caspian Financial Group specialises in investment home loans, with trusted advice and multiple lending options available from leading national institutions.
If you’re lucky enough to be thinking about a property investment, there are lots of options available to you. While the basic loan structure of an investment loan may look familiar, there may be higher rates, different conditions, and a chance to utilise your existing equity. From mortgage terms and borrowing limits through to negative gearing and tax requirements, we can help you to master all aspects of property investing.
We have access to hundreds of lenders across Australia, including many who specialise in investment home loans. Rather than hoping for the best, we can help you to find appropriate and competitive lending solutions for your individual financial situation. With professional advice and financial solutions from Caspian Financial Group, you can choose the right investment loan for your budget and lifestyle.
Who is suitable for an investment loan?
A residential investment loan can be a great option for a wide range of Australians. Whether you want to purchase your first home or expand your existing portfolio, an investment loan can be a great way to build capital on a long-term basis and generate rental income for short-term gains. If the cost of owing a property is higher than the income it generates during the early days, you may be able to offset your losses through negative gearing.
When assessing your loan applications, lenders will look at the property price, your deposit amount, and the relationship that exists between your income and expenses. If you currently own a property, you may be able to use it as equity to purchase an investment property. While it’s not without risk, using your existing home as additional collateral can be a great way to move up the property ladder.